Fund the gap between paying suppliers and getting paid
Trade Finance
Pay overseas or domestic suppliers up front, take delivery, sell the stock, and repay from the proceeds, without your own cash sitting in a shipping container for three months.
- Amount
- $50,000 - $1M+
- Term
- Up to 180 days per transaction
- Security
- The goods and receivables
- Funding
- 1 - 2 weeks to establish
How it works
How trade finance works
Trade finance covers the working-capital gap importers live with: suppliers want payment before goods ship, but revenue doesn't arrive until the stock is landed, sold and the customer has paid. The facility pays the supplier and gives you a repayment window long enough to close that loop.
Facilities are revolving, so once established you draw against them transaction by transaction. They can be combined with invoice finance to cover the whole cycle from purchase order through to customer payment.
Who is it for?
- Importers paying suppliers before goods are shipped
- Wholesalers and distributors holding stock before sale
- Businesses buying seasonal inventory in bulk
- Exporters funding production ahead of shipment
Common uses
- Paying international suppliers against a letter of credit
- Funding bulk stock purchases ahead of peak season
- Covering freight, duty and customs charges
- Bridging the gap while goods are in transit
- Locking in a bulk-order price that needs paying on delivery
Questions
Common questions answered
Other options
Explore the rest of our funding
Unsecured term loan
Funding without putting up property
$5,000 - $500,000Secured term loan
Lower cost, longer terms, larger amounts
$50,000 - $1M+Line of credit
Funds on standby, interest only on what you use
$10,000 - $500,000Equipment & asset finance
The asset secures itself
$10,000 - $1M+Invoice finance
Get paid now, not in 60 days
Up to 85% of invoice valueBusiness car loan
Vehicles financed on business terms
$10,000 - $250,000Development & construction
Funding drawn down as the build progresses
$500,000 - $20M+